2025-11-06

• Talked to Hostick at Live Oak today.
• Transferred money from sale of Picket into post-tax account.
  • The post-tax account is a bit different from what I had thought.
  • It is like a cache.
  • Inputs:
    • Money from home-sales (done now).
    • RMD from beneficiary-account from Mary.
  • Outputs:
    • Withdrawals to pay for tuition for kids in college.
  • So far we have only ever taken RMD out of the beneficiary-account.
  • Nothing more.
  • That plus the home-sale proceeds has been used to pay for college so far.
• Plan for stocks.
  • I should mail back every document, even the unfinished ones (without Medallion-stamp).
  • Live Oak will begin processing finished documents.
  • Starting in January, Live Oak will be able to affix Medallion-stamps.
  • So I should sign each unfinished document but not date it.
  • Live Oak can date it whenever the right documentation becomes available to stamp it.